When I turned 50, I had a big birthday celebration to mark the milestone. During the party, I heard the familiar statement: “You know, age is just a number.” Over the years, this phrase kept popping up, especially from people younger than me.

More recently, when I turned 60, and was planning another big celebration, I found myself reflecting. In the past, birthdays were not only about celebrating milestones but also about making resolutions and planning ahead.

This time, however, I realised something different — if I were to view my life as a financial year, I am now in the last quarter.

A simple calculation brought this home sharply — if I live for another 20 years, I have 1,040 weeks left. Even with 25 more years ahead, that’s only 1,300 weeks.

The numbers are not large, which raises a question: should I plan extensively or simply go with the flow and take life one day at a time?

More importantly, what should I do — and what must I avoid — to make the most of this final quarter?

My Dos

  • Start each day with gratitude and look for ways to give back.
  • Learn to forgive — perhaps not forget — but lighten the emotional load.
  • Care for my health and fitness, but don’t forget that great food is a source of joy.
  • Follow my passions, keep exploring, and never stop learning.
  • Invest in relationships that matter — make the effort to stay connected.

My Don’ts

  • Stop wasting time on things that no longer spark joy.
  • Avoid setting endless goals — now focus on the journey, not just the list.
  • Step back from toxic relationships — not necessarily break away, but not feed them either.
  • Don’t let the inner child die — continue to find joy in small, everyday things.